The Mortgage Warehouse
  • Scott is a true professional. I have refinanced my mortgage twice with him and The Mortgage Warehouse. I found them to be very responsive, professional and quite easy to do business with.

  • Mike is the best mortgage professional I have ever dealt with. He permanently financed our dream home, and saved us thousands of dollars in other areas. We should never need another loan again for life.

  • Now that I have finally opened the last box and have settled into the new house, I wanted to thank you for all your assistance with my closing. I do sincerely appreciate all that you did.

Thomas Cerbo


Thomas was the "Loan Officer of the Year" for 2006, 2007, 2008, 2009, 2010 and 2011 for Mortgage Warehouse. He currently holds the most individual company records and is the most tenured employee with Mortgage Warehouse, LLC.

Professional Experience

Thomas Cerbo has just less than 25 years of full time work experience. He worked for the Kroger Corporation for 25 years and retired from the company in 2004. In October of 2004, Thomas started working as a loan officer for Mortgage Warehouse in Louisville, Ky. His retail/customer service experience has enabled him to communicate very well in the mortgage industry and become very successful as a Senior Loan Officer. He currently leads all employees in awards and company records for Mortgage Warehouse.


Along with meeting all licensing requirements, Thomas has completed over 100 hours of continuing education in Kentucky and Indiana. Thomas graduated from Ballard High School in Louisville and attended the University of Louisville where he obtained his Bachelor's Degree from the School of Business. He graduated in May of 2000 making the Dean's list every semester.

NMLS ID # 43851

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Mortgage Warehouse, LLC
13430 Parker Commons Blvd., Unit 103, Fort Myers, FL 33912
(239) 313-5000, (239) 344-9223 Fax
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Florida Mortgage Lender License #MLD419